{"id":590,"date":"2026-05-11T14:47:49","date_gmt":"2026-05-11T14:47:49","guid":{"rendered":"https:\/\/www.gexfin.cl\/?page_id=590"},"modified":"2026-05-11T15:43:31","modified_gmt":"2026-05-11T15:43:31","slug":"simulador-de-credito","status":"publish","type":"page","link":"https:\/\/www.gexfin.cl\/en\/simulador-de-credito\/","title":{"rendered":"Simulador"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"590\" class=\"elementor elementor-590\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e885b52 e-flex e-con-boxed e-con e-parent\" data-id=\"e885b52\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0ee36cf elementor-widget elementor-widget-shortcode\" data-id=\"0ee36cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">        <section class=\"gexfin-sim-wrap\" style=\"--gx-primary:#07194a;--gx-accent:#f7af1c;--gx-light:#ffffff;\" data-uf=\"40983.58\" data-usd=\"958.42\">\n            <div class=\"gexfin-sim-hero\">\n                <span class=\"gexfin-kicker\">Simulador Hipotecario<\/span>\n                <h2>Calcula tu dividendo estimado<\/h2>\n                <p>Ingresa el valor de la propiedad, moneda, financiamiento y plazo. La tasa se aplica internamente seg\u00fan la configuraci\u00f3n de GEXFIN.<\/p>\n            <\/div>\n\n            <div class=\"gexfin-sim-grid\">\n                <form class=\"gexfin-sim-form\" autocomplete=\"off\" action=\"\">\n                    <div class=\"gexfin-field gexfin-field-value\">\n                        <label>Valor propiedad<\/label>\n                        <div class=\"gexfin-input-combo\">\n                            <input type=\"number\" min=\"1\" step=\"0.01\" name=\"valor_propiedad\" value=\"5990\">\n                            <select name=\"moneda_valor\" aria-label=\"Moneda del valor de la propiedad\">\n                                <option value=\"UF\"  selected='selected'>UF<\/option>\n                                <option value=\"CLP\" >CLP<\/option>\n                            <\/select>\n                        <\/div>\n                    <\/div>\n                    <div class=\"gexfin-field\">\n                        <label>Tipo de propiedad<\/label>\n                        <select name=\"tipo_propiedad\"><option value=\"Casa\"  selected='selected'>Casa<\/option><option value=\"Departamento\" >Departamento<\/option><option value=\"Terreno\" >Terreno<\/option><option value=\"Oficina\" >Oficina<\/option><option value=\"Bodega\" >Bodega<\/option><\/select>\n                    <\/div>\n                    <div class=\"gexfin-field\">\n                        <label>Estado vivienda<\/label>\n                        <select name=\"estado_vivienda\">\n                            <option value=\"Nueva\">Nueva \/ proyecto<\/option>\n                            <option value=\"Usada\">Usada<\/option>\n                        <\/select>\n                    <\/div>\n                    <div class=\"gexfin-field\">\n                        <label>Beneficio DFL-2<\/label>\n                        <select name=\"dfl2\">\n                            <option value=\"no_se\">No s\u00e9 \/ revisar escritura<\/option>\n                            <option value=\"si\">S\u00ed cuenta con DFL-2<\/option>\n                            <option value=\"no\">No cuenta con DFL-2<\/option>\n                        <\/select>\n                    <\/div>\n                    <div class=\"gexfin-field\">\n                        <label>Financiamiento<\/label>\n                        <div class=\"gexfin-input-group\"><input type=\"number\" min=\"1\" max=\"90\" step=\"1\" name=\"financiamiento\" value=\"90\"><span>%<\/span><\/div>\n                    <\/div>\n                    <div class=\"gexfin-field\">\n                        <label>Plazo<\/label>\n                        <div class=\"gexfin-input-group\"><input type=\"number\" min=\"5\" max=\"30\" step=\"1\" name=\"plazo\" value=\"30\"><span>a\u00f1os<\/span><\/div>\n                    <\/div>\n                    <div class=\"gexfin-field gexfin-field-email\">\n                        <label>Correo electr\u00f3nico<\/label>\n                        <input type=\"email\" name=\"email\" value=\"\" placeholder=\"tu correo\" required>\n                    <\/div>\n                    <div class=\"gexfin-field gexfin-readonly gexfin-monto-field\">\n                        <label>Monto cr\u00e9dito estimado<\/label>\n                        <input type=\"text\" class=\"gexfin-monto-credito-form\" value=\"0 UF \/ $0\" readonly aria-readonly=\"true\">\n                    <\/div>\n                    <button type=\"submit\" class=\"gexfin-sim-submit\">Simular<\/button>\n                    <p class=\"gexfin-sim-message\" aria-live=\"polite\"><\/p>\n                    <div class=\"gexfin-dfl2-info\">\n                        <strong>Informaci\u00f3n DFL-2:<\/strong> Las propiedades con beneficio DFL-2 pueden contar con rebajas en impuestos y otras ventajas. Este beneficio aplica a viviendas habitacionales, como casas o departamentos, con una superficie construida que no supera los 140 m\u00b2. Para usarlo, la propiedad debe estar registrada con beneficio DFL-2 en la escritura p\u00fablica; en viviendas nuevas, normalmente la inmobiliaria gestiona esta tramitaci\u00f3n desde el Permiso de Edificaci\u00f3n otorgado por la Direcci\u00f3n de Obras Municipales.\n                    <\/div>\n                <input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form>\n\n                <aside class=\"gexfin-sim-result\">\n                    <div class=\"gexfin-result-top\">\n                        <span>Dividendo estimado<\/span>\n                        <strong class=\"gexfin-total-uf\">0,00 UF<\/strong>\n                        <em class=\"gexfin-total-clp\">$0<\/em>\n                        <small class=\"gexfin-uf-dia\">UF hoy: $0<\/small>\n                    <\/div>\n                    <div class=\"gexfin-result-list\">\n                        <div><span>Dividendo neto<\/span><strong class=\"gexfin-neto\">0,00 UF \/ $0<\/strong><\/div>\n                        <div><span>Seguro incendio\/sismo<\/span><strong class=\"gexfin-incendio\">0,00 UF \/ $0<\/strong><\/div>\n                        <div><span>Seguro desgravamen<\/span><strong class=\"gexfin-desgravamen\">0,00 UF \/ $0<\/strong><\/div>\n                        <div><span>Monto cr\u00e9dito<\/span><strong class=\"gexfin-monto\">0,00 UF \/ $0<\/strong><\/div>\n                        <div><span>Tasa referencial aplicada<\/span><strong class=\"gexfin-tasa-aplicada\">0,00% anual<\/strong><\/div>\n                    <\/div>\n                    <div class=\"gexfin-result-actions\">\n                        <button type=\"button\" class=\"gexfin-download-btn\">Descargar simulaci\u00f3n<\/button>\n                        <a class=\"gexfin-contact-btn\" href=\"https:\/\/www.gexfin.cl\/en\/contacto\/\">Solicitar asesor\u00eda<\/a>\n                    <\/div>\n                    <p class=\"gexfin-note\">Valores referenciales sujetos a evaluaci\u00f3n comercial, condiciones bancarias y actualizaci\u00f3n de UF.<\/p>\n                <\/aside>\n            <\/div>\n        <\/section>\n        <\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-590","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.gexfin.cl\/en\/wp-json\/wp\/v2\/pages\/590","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.gexfin.cl\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.gexfin.cl\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.gexfin.cl\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.gexfin.cl\/en\/wp-json\/wp\/v2\/comments?post=590"}],"version-history":[{"count":7,"href":"https:\/\/www.gexfin.cl\/en\/wp-json\/wp\/v2\/pages\/590\/revisions"}],"predecessor-version":[{"id":618,"href":"https:\/\/www.gexfin.cl\/en\/wp-json\/wp\/v2\/pages\/590\/revisions\/618"}],"wp:attachment":[{"href":"https:\/\/www.gexfin.cl\/en\/wp-json\/wp\/v2\/media?parent=590"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}